Breakdown Cover

We understand that breaking down can be quite stressful and in some cases, very expensive. It is for this reason that our products are designed to keep you on the road. As you would expect, we are here 24/7 to ensure that help is provided to you when you need it most, ensuring the policyholder is not left stranded or out of pocket.

Roadside, Recovery & Home Start services are all included in our policy as well as caravans & trailers (subject to specific requirements). Alternative transport and overnight accommodation are available if the policyholder cannot get home.

We also have the added benefit of contacting the policyholder’s family and colleagues to inform them of their breakdown. With this policy there is no excess to pay. We also offer UK & EU combined cover.

UK Roadside Breakdown

Our UK Roadside product provides policyholders peace of mind knowing that if they are unfortunate enough to have a breakdown they have access to a 24/7 365 day emergency helpline. Breaking down can be quite stressful and in some cases, very expensive. Our product provides policyholders with 2 call outs per year covering them all over the UK including Isle of Man and Channel Islands, meaning they are not left stranded or out of pocket. Roadside and Recovery are included as well as caravans & trailers (subject to specific requirements). There is also a text message service to inform family or colleagues of the policyholders breakdown and there is no excess to pay.

ROADSIDE

If the vehicle breaks down more than one mile from the home address, we will arrange service at the scene of the breakdown and pay call-out fees and labour costs in an attempt to repair it.

RECOVERY

If the vehicle breaks down more than one mile from the home address and it cannot be repaired at the scene of the breakdown, we will arrange and pay the cost of taking it, the driver and the passenger(s) from the scene of the breakdown to any one place you choose (up to a maximum of 20 miles).

Caravan or Trailer

Any attached small general-purpose trailer no more than 3 metres/10 feet long (unless previously notified and accepted by us) or any attached caravan will be entitled to the same service as the vehicle, as long as it is attached by a standard 50 millimetre/2 inch towing coupling.

UK Roadside & Recovery Breakdown

ROADSIDE

If the vehicle breaks down more than one mile from the home address, we will arrange service at the scene of the breakdown and pay call-out fees and labour costs in an attempt to repair it. If it cannot be repaired quickly at the scene of the breakdown, we will arrange and pay the cost of taking it, the driver and the passenger(s) from the scene of the breakdown to the nearest repairer.

RECOVERY

If the vehicle breaks down more than one mile from the home address and it cannot be repaired at the scene of the breakdown or the nearest repairer the same day, we will arrange and pay the cost of taking it, the driver and the passenger(s) from the scene of the breakdown to any one place you choose. This service is not covered during the first 48 hours of cover commencing.

UK Total Breakdown

ROADSIDE

If the vehicle breaks down more than one mile from the home address, we will arrange service at the scene of the breakdown and pay call-out fees and labour costs in an attempt to repair it. If it cannot be repaired quickly at the scene of the breakdown, we will arrange and pay the cost of taking it, the driver and the passenger(s) from the scene of the breakdown to the nearest repairer.

RECOVERY

If the vehicle breaks down more than one mile from the home address and it cannot be repaired at the scene of the breakdown or the nearest repairer the same day, we will arrange and pay the cost of taking it, the driver and the passenger(s) from the scene of the breakdown to any one place you choose.This service is not covered during the first 48 hours of cover commencing.

UK & EU Breakdown

ROADSIDE

If the vehicle breaks down more than one mile from the home address, we will arrange service at the scene of the breakdown and pay call-out fees and labour costs in an attempt to repair it. If it cannot be repaired quickly at the scene of the breakdown, we will arrange and pay the cost of taking it, the driver and the passenger(s) from the scene of the breakdown to the nearest repairer.

RECOVERY

If the vehicle breaks down more than one mile from the home address and it cannot be repaired at the scene of the breakdown or the nearest repairer the same day, we will arrange and pay the cost of taking it, the driver and the passenger(s) from the scene of the breakdown to any one place you choose. This service is not covered during the first 48 hours of cover commencing.