Commercial Legal Expenses

Our Commercial Legal Expenses provides policyholders peace of mind knowing that in the event they have to take legal action, they are not burdened with the costs of legal representation. This policy will cover the policyholder for legal costs up to a maximum of £50,000 (£500,000 in total per insurance year) There are 10 levels of cover the policyholder has access to.

Free Legal Advice:

Free legal advice on matters covered under the policy.

Employment Disputes:

Legal representation on costs incurred in defence of a dispute with an employee.

Financial Compensation Awards:

Any basic and compensation award in respect of a claim accepted under Employment Disputes.

Service Occupancy:

Negotiation of the policyholder’s legal rights again an employee or ex – employee to recover possession of premises owned by or for which the policyholder is reasonable.

Legal Defence:

Legal representation in the defence of the policyholders legal rights.

Property Protection:

The cost incurred in any dispute or legal proceedings in any civil action following an event that causes physical damage which is owned by, or the responsibility of the policyholder including nuisance or trespass.

Bodily Injury:

Costs incurred in the pursuit of legal proceeding to recover damages for death of a bodily injury to an insured person.

Tax Protection:

Costs incurred dealing with an HMRC investigation.

Contract Disputes:

Legal representation costs incurred in defence of a contractual dispute.

Covers the purchase, hire, sale or provision of goods or services.

Debt Recovery:

Pursuit of legal proceedings arising from an dispute with a customer in respect of an uncontested debt that arises from the sale or provision of goods or services.

Please contact our friendly team today on 01522 846140 or by email at sales@activeautosolutions.co.uk

Landlords Legal Expenses

Legal Pursuit:

We will negotiate your legal rights as follows: –

 

  1. After an incident of physical damage to your property.

 

  1. In trying to get possession of your property following a breach of tenancy agreement (see main policy terms for valid Tenancy Agreements).

 

  1. To evict anyone in your property that has not got your permission to be there.

To recover any rent your tenant owes for renting your property where at all possible.

 

Legal Defence:

We will defend your legal rights if an incident arising from letting your property leads to your being prosecuted in a criminal court.

Hotel Expenses:

We will pay up to £50 per day up to the limit of cover for hotel expenses where no alternative accommodation is available to you whilst you try to gain possession of your property for you to live in it.

Please contact our friendly team today on 01522 846140 or by email at sales@activeautosolutions.co.uk

Landlords Legal & Rent Guarantee

Our Landlords Legal Expenses product is designed for policyholders that wish to cover themselves for the legal fees in the event of a breach in their tenant agreement. Our Landlords Legal product gives policyholders up to £50,000 cover for legal pursuit and defence per policy year. Policyholders are also covered up to £1,500 for hotel expenses. In addition to cover for legal expenses, this policy will cover unpaid rent for up to 6 or 12 months depending on the level they have taken as defined in their policy schedule. There is no claims limit, the policyholder can make as many claims as they need to up to the level of indemnity. There is no excess to pay.

Legal Pursuit:

  • We will negotiate your legal rights as follows: –
  • After an incident of physical damage to your property
  • In trying to get possession of your property following a breach of tenancy agreement (see main policy terms for valid Tenancy Agreements)
  • To evict anyone in your property that has not got your permission to be there
  • To recover any rent your tenant owes for renting your property where at all possible

Legal Defence:

We will defend your legal rights if an incident arising from letting your property leads to your being prosecuted in a criminal court

Hotel Expenses:

We will pay up to £50 per day up to the limit of cover for hotel expenses where no alternative accommodation is available to you whilst you try to gain possession of your property for you to live in it

Rent Guarantee

We will pay for any rent (up to the maximum indemnity spend for one month or more outstanding for a period of 6 or 12 months provided that you are pursuing a claim under Legal Pursuit section of the policy

Please contact our friendly team today on 01522 846140 or by email at sales@activeautosolutions.co.uk

Landlords Home Emergency

Our Landlords Home Emergency product provides the policyholder peace of mind that in the event that there is an immediate risk to their rental property, they have access to a 24/7, 365-day emergency helpline. There are 11 levels of cover included e.g. Home Security and Pest Control. Our Home Emergency product covers up to £500 per claim and has a maximum of 3 claims per policy year. Excess is subject to requirements.

  • Failure of, or damage to, the electricity supply.
  • Failure of, or damage to, the plumbing and drainage system, including the toilet(s) which causes internal water leakage; flooding; or water damage.
  • Complete failure of the primary heating system.
  • Leakage, collapse, or blockage of the mains water supply between the stopcock in your home and the point where it is connected to the public or shared water supply.
  • Repair or replacement of any damaged section of internal gas supply pipe following a gas leak.
  • Where an emergency renders your home unsafe according to our approved contractor, the cost of alternative accommodation up to £250.
  • Removal or extermination of hornets; wasps; rats and mice.
  • Damage to the roof resulting from adverse weather conditions or falling trees or branches.
  • Failure of your main and only toilet which has resulted in water leakage that could lead to damage or which renders the toilet inoperable.
  • Failure of, or damage to, external locks where you are unable to access your homeor are unable to secure it.
  • Assistance to stop an emergency which has arisen from damage to the roof of your home.

Please contact our friendly team today on 01522 846140 or by email at sales@activeautosolutions.co.uk